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Good Credit Rating

If you have a Good Credit Rating, i.e. you have not previously had financial difficulties and have shown over time to be a low risk to a lender, you will generally be offered a lower interest rate or APR on your loan than someone who has a poorer credit rating.

LoansCafé can offer loans to people with good credit, bad credit, or no credit history

Good Faith Estimate

A written estimate of closing costs which a lender must provide you within three days of submitting an application.

Grace Period

A period of time during which a loan payment may be paid after its due date but not incur a late penalty. Such late payments may be reported on your credit report.

Gross Income

For qualifying purposes, the income of the borrower before taxes or expenses are deducted.at all.

Good Credit Rating

Good Faith Estimate

Grace Period

Gross Income