Privacy Policy
This privacy statement establishes how we handle the information
we learn about you when you visit our site. Protecting the privacy
and personal data of our visitors is of utmost importance to us.
Links
This privacy policy only covers our website and does not extend
to other websites accessed from this site. We are not responsible
for the privacy policies or the content on third party websites.
The information we collect
We will collect personal information about you which you give
to us when you register to use our account aggregation service
and when you provide information as part of our product aggregation
service, for example, in order to obtain a quote for travel insurance.
The provision of the Services to you may also require us to store
details of your transactions, together with details of your financial
information. We will periodically review your personal information
to ensure that we do not keep it for longer than is necessary.
Purposes for which we use information about you
We may use your personal information for the following purposes:
- to enable you to access and use the Services; and/or
- to personalise aspects of our overall service to you; and/or
- to communicate with you; and/or
- to process a transaction between you and a third party.
Passing on information about you
Please be aware that once you use our website or our Services,
you will be regarded as having given your consent to us disclosing
your personal information to the following parties:
- A Mortgage Broker who is based in your area or can best assist
you with your mortgage applicaion
- The Financial Services Authority and/or other regulatory/governing
bodies for the purposes of compliance monitoring;
- other third parties either where necessary for those third
parties to provide additional products or services requested
by you or with your prior consent.
Data Protection
All personal details submitted to us will be held in accordance
with our responsibilities under the Data Protection Act 1998 (the
Act) that applies in the UK . The principle purpose of collecting
personal data from you via this website is to provide information
or services specifically requested by you. When you complete our
online enquiry form, we ask for your contact details and other
selected information so that we can deal with your request as
efficiently and effectively as possible.
The Act allows you to find out what information we hold about
you in return for a small fee. This is known as a subject access
request. Before sending you any personal data, we will ask you
to provide proof of your identity. If you are not able to provide
proof of your identity, we reserve the right to refuse to send
you personal data. You can obtain further information about data
protection laws by visiting the Information Commissioner's website
at www.dataprotection.gov.uk
. You can search for our Data Protection Notification there, should
you wish to do so.
We may on occasions wish to use personal information supplied
by you when you registered with us, contacted us, requested brochures
or provided personal information from other services accessed
from us, to inform you of new services, products and promotions
which we think maybe of interest to you. If you do not wish to
receive any further information from us you may inform us of this
by email or by letter.
In addition, we may pass your details to carefully selected
third parties only with regard to your enquiry and the service
we provide. Before we pass details onto another firm, we let you
know the name of the firm and obtain your permission to send your
personal information to them.
If at any time you believe we have not complied with these principles,
please notify us by email to info@LoansCaf.co.uk
and we will investigate your concerns and take all reasonable
steps to resolve the matter promptly.
Security
We intend to protect the quality and integrity of your personal
information. We have security measures in place to protect your
data and access to this data is under strict guidelines. We protect
data against any unauthorised access to its website access details,
log off/exit from site when not using it and keep passwords secret.
We have implemented technologies and security policies to protect
stored personal data of our users from unauthorised access, improper
use, alteration, unlawful or accidental destruction and accidental
loss. Employees and processors who have access to personal data
are obliged to respect the privacy of our visitors and the confidentiality
of their personal data.
Please note that although we take reasonable steps to protect
data, open emails are not secure and third parties may be able
to intercept, access or alter any information you send by email.
We are not responsible for and cannot accept any liability for
any damage resulting from email messages sent to or received by
us.
Notification of changes
There may be a need to amend this privacy statement and these
will be highlighted on the website home page.
Summary of Terms
Browser
Used to locate and display web pages via a software application.
We use Microsoft Internet Explorer 6.0
IP (Internet Protocol)
All networks connected to the internet speak IP, the technical
standard that allows data to be transmitted between two devices.
TCP/IP (Transmission Control Protocol/Internet Protocol) is responsible
for making sure messages get from one host to another and that
the messages are understood.
IP address
If you are connected to the internet you have one, for example
it may look something line this 182.147.0.1.
Web Server
Delivers (serves up) web pages to your computer.
Cookies (www.LoansCaf.co.uk does not use Cookies)
This is a file created by the web browser on the user's PC in
response to a message sent from a web server. Each time the web
browser subsequently requests a page from the web server, this
message is sent back. When you visit our website, we attach a
‘cookie' to your browser to enable us to identify you from
your IP address, track pages you have visited in this site and
identify thinks that may be of interest to you.
If you would prefer we did not collect data by this method you
can disable this function within your browser settings. Please
note, however, that without cookies you may not be able to use
the full functionality of our site
