MAKING SENSE OF YOUR
FINANCES

Secured Loans

What is a secured loan?

A secured loan is a loan which is secured upon your property, so if you own your property it makes sense to make it work to your advantage. Getting a secured loan is very straightforward and hassle free.

We can simply and quickly calculate how much you need and what the most affordable and manageable repayment term will be for your particular circumstances. With access to a wide variety of lenders we are confident that we can find a very competitive rate for you.

You can borrow anything from £10,000 to £500,000 and make monthly repayments over a 3 year to 25 year period. Your property is used as collateral for the loan.

You could start with a low cost loan to keep your payments down and to help you get on top of your overall finances.

Also, if your house is now worth more than you originally paid for it or if you have paid off a large part of the mortgage, you will have equity tied up in your home which you can release and use elsewhere, perhaps as an investment.

What are the benefits of a secured loan?

• You choose the amount you want to borrow – from £10,000 to £500,000 along with the repayment terms that suit your budget
• Your monthly finances are easier to manage and more affordable with one simple, regular payment
• You can save money monthly by reducing your outgoings – e.g. by taking advantage of more favourable financial rates
• You are in control of your finances so life is less stressful

See our loan calculator for a quick and easy example